Dear Students, recently there has been a significant increase in incidents involving the use of university students’ bank accounts and digital wallets by third parties for fraud, illegal gambling, and money laundering related to drug trafficking. Knowingly and willingly allowing others to use your bank accounts or digital wallets under pretexts such as “earning commission,” “debt repayment assistance,” “one-time use only,” “harmless money transfer,” or similar reasons, may result in criminal and legal liability under the Turkish Penal Code and related legislation. Regardless of who actually performs the transaction, you, as the account holder, may be held responsible for the transactions carried out through your accounts. Allowing others to use your accounts may result in: facing legal investigations and prosecutions, having a criminal record, being considered a high-risk customer by banks, having restrictions placed on your bank accounts, having your loan and credit card applications rejected, having judicial control measures (including travel bans), and facing compensation lawsuits from victims. In such situations, explanations like “I didn’t know,” “I wanted to help,” or “I was just an intermediary” may not provide legal protection. It is crucial that you reject any offers from people you know or don’t know that promise earnings in exchange for sharing account information or IBANs, and that you immediately report any suspicious activity to security authorities.